95.6K
Downloads
58
Episodes
The Black Girl Budget Podcast focuses on the wealth journey of black women, and goes beyond the numbers in our budgets. The BGB Podcast incorporates social capital, life adventures and self reflection into the budgeting lifestyle as a means of creating a well rounded community of black women.
Episodes
Tuesday Jul 26, 2022
Tuesday Jul 26, 2022
As Season 3 comes to an end today we recap the season and what we've learned so far. Season 3 gave us great collaborations and tips for the different tools we need along our financial journey.
Season 4 will start on August 6, 2022, so mark your calendars! I can't tell you what Season 4 will be about, but trust me you're going to love it. Sign up for the Premium Newsletter to be the first to get Season 4 details. Until next month, Happy Budgeting!
Saturday Jul 09, 2022
Saturday Jul 09, 2022
Season three is all about the financial tools you need in your arsenal. Today we're talking about accountability partners and why they're beneficial. Everyone should have one, or four, with appropriate expectations and boundaries. Today we get into:
- What is an accountability partner?
- What should I look for in an accountability partner?
- What should my expectations be?
- Why do I need one, or four?
- Should my partner be my accountability partner?
- How do I ask someone to be my accountability partner?
Happy Budgeting!
Saturday Jul 02, 2022
Saturday Jul 02, 2022
Season three is all about the financial tools you need in your arsenal. I talk about emergency funds a lot, but the question is are you using yours the right way? Today we’re going to talk about when to use them, when not to use them and how to build them.
- What is an emergency fund?
- What’s the difference between an emergency fund and savings account?
- What should I use my emergency fund for?
- When should I use my emergency fund?
- Where should I keep my emergency fund?
- How much should I have in my emergency fund?
- How do I build it?
Saturday Jun 25, 2022
Saturday Jun 25, 2022
Season three is all about the financial tools you need in your arsenal. Insurance comes in many forms, and I’m sure we each need at least two types of insurance. So let’s get into the different kinds of insurance and what we should be on the lookout for.
- Deductibles
- Property Insurance
- Car insurance
- Phone insurance
- House insurance and apartment insurance
- Pet insurance
- Disability insurance
- Short term
- Long term
- Life insurance
- Whole Life
- Universal
- Term Insurance
- Health Insurance
Happy Budgeting!
Saturday Jun 18, 2022
Saturday Jun 18, 2022
Season three is all about the financial tools you need in your arsenal. Today we’re discussing all things 401(k)s. The benefits of 401(k)s are amazing and can really help along your wealth journey. Well be discussing:
- What are 401ks?
- What is the history of 401ks?
- How do 401ks work?
- Who can get a 401k?
- What are the different kinds of 401ks?
- What’s the difference between a 401k and an IRA?
- Things to remember about 401ks.
Saturday Jun 11, 2022
Saturday Jun 11, 2022
This episode is sponsored by Ash of @WhoAskedAsh (TikTok) who is known for discussing cults and cult adjacent groups with her Cult Community on TikTok! She doesn't advocate for joining cults and creates content from a purely educational and entertainment perspective. You can learn more about Ash's Weekly Cult Roundup by joining her newsletter, here.
Season three is all about the financial tools you need in your arsenal. Today we’re discussing all things authorized user tradelines. This is a free tool to use as part of your financial strategy to help close family and friends (and yourself if needed). I am excited to discuss these questions and the pros and cons with you!
- What are credit tradelines?
- What is an authorized user tradeline?
- How can I use authorized users to benefit me or my family?
- Do people really sell tradelines? Is it illegal?
- How do authorized users affect my credit score? How does my credit score affect authorized users?
- How are authorized users/tradelines removed?
- What does this have to do with generational wealth?
- Frequently Asked Questions
Saturday Jun 04, 2022
Saturday Jun 04, 2022
Season three is all about the financial tools you need in your arsenal. Today we're discussing another financial tool; IRAs. They are great investment vehicles to have and offer great tax advantages. We'll cover:
- How did IRAs come about?
- How do they work?
- What is the difference between Traditional and Roth IRAs?
- Who can get one?
- Why would you get one?
- When can you withdraw money for retirement?
- Things to remember about IRAs
Don't forget to donate to Feed Buffalo to help the Masten Park Community that has been affected by the recent shooting there.
Saturday May 28, 2022
Saturday May 28, 2022
Season three is all about the financial tools you need in your arsenal. Today we’re discussing all things High Yield Savings Accounts (“HYSAs”). In this episode, you’ll learn about HYSAs and the pros and cons. If you already have one, are you actively using it? Do you have a specific company you prefer to use? Let’s chat!
- How did High Yield Savings Accounts start?
- What are high yield savings accounts?
- Who can get a high yield savings account?
- What are the pros and cons of an HYSA?
- Which companies have them?
- Which company is BGB Preferred?
- New Business and Questions From the BGB Community
Consider donating to Donate to Feed Buffalo to help the Masten Park Community of Buffalo affected the shooting that took place at Tops Friendly Supermarket.
Saturday May 21, 2022
Saturday May 21, 2022
Nia Bowman the "Shmoney Coach" (@TheShmoneyCoach) joins us today to discuss how we can maximize our credit card rewards and get that shmoney! While credit cards are often demonized they have benefits when used with discipline and strategy and Nia tells us just how to do it! From a $6 flight to free travel experiences, Nia gives us tips, tricks and so much more for maximizing rewards while budgeting!
Saturday May 21, 2022
Saturday May 21, 2022
Today we discuss why therapy is a tool that can help us on our financial journey with Kandyce Garth of Kaleidos Counseling (www.KaleidosCounseling.com). After giving us her impressive background, Kandyce chats with us about ways to afford therapy, comping mechanisms for emotional spending, financial trauma and so much more. I also appreciate Kandyce for bringing awareness to the benefits of therapy for all walks of life.